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| The results of a nationwide USPIRG survey of more than 1500 students at 40 colleges in 14 states, show that students overwhelmingly support limits on campus credit card marketing. | |
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| 2007 has been described as the “year of the recall.” Millions of toys, including famous playthings like Thomas the Tank Engine and Barbie, have been recalled in 2007. Many of these toys have been from leading manufacturers like Mattel, and most were imported from China. Most of the recalls have been for hazards previously identified in this report—excessive levels of toxic lead, dangerous small magnets, and choking dangers. | |
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| Toys are safer than ever before, thanks to decades of work by product safety advocates and parents and the leadership of Congress, state legislatures and the Consumer Product Safety Commission (CPSC). Nevertheless, as parents venture into crowded malls this holiday season, they should remain vigilant about often hidden hazards posed by toys on store shelves. The 2006 Trouble in Toyland report is the 21st annual Public Interest Research Group (PIRG) survey of toy safety. | |
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| Today, nearly 46 million Americans under the age of 65 lack health insurance, and millions more with insurance lack prescription drug coverage. At the same time, prescription drug prices are skyrocketing in the United States, rising much faster than the rate of inflation. | |
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| Payday lenders commonly charge consumers a staggering annual interest rate of 521% in Lane County, according to our new report released. The study also revealed that one in four lenders surveyed may not be complying with the basic requirement to post the annual percentage rates (APR) where customers can easily read it. | |
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| Our report found that payday lenders charge consumers a staggering average interest rate of 521% in the City of Portland, and that nearly half of the lenders surveyed are not even complying with the most basic requirement to post annual percentage rates (APR’s) where customers can easily read them. | |
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| The most common reflection of our reputation as a trustworthy consumer is our credit report. Unfortunately, the information contained in our credit reports, which are bought and sold daily to nearly anyone who requests and pays for them, does not always tell a true story. | |
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| Travel packages, in which students pay one price for their entire vacation and all arrangements are made on their behalf, can be a tempting option for students – they often appear to offer competitive prices on airfare and accommodations while removing the burden of organizing the trip from the student. Our survey found that travel agencies offering spring break packages often engage in deceptive advertising. | |
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| We investigated whether consumers could fight back on their own against unfair and unreasonable credit card interest rates. | |
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| In a survey of credit card offers, the state PIRGs found two major themes: (1) credit card terms and conditions are becoming less favorable to consumers; and (2) credit card marketing practices are misleading and deceptive. | |
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